Privacy Policy
Atlantic American Employee Benefits is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Atlantic American Employee Benefits site and governs data collection and usage. By using the Atlantic American Employee Benefits site, you consent to the data practices described in this statement.
Collection of your Personal Information
Atlantic American Employee Benefits collects personally identifiable information, such as your email address, name, home or work address or telephone number. Atlantic American Employee Benefits also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by Atlantic American Employee Benefits. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Atlantic American Employee Benefits for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Atlantic American Employee Benefits site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Atlantic American Employee Benefits public message boards, this information may be collected and used by others. Note: Atlantic American Employee Benefits does not read any of your private online communications.
Atlantic American Employee Benefits encourages you to review the privacy statements of Web sites you choose to link to from Atlantic American Employee Benefits so that you can understand how those Web sites collect, use and share your information. Atlantic American Employee Benefits is not responsible for the privacy statements or other content on Web sites outside of the Atlantic American Employee Benefits and Atlantic American Employee Benefits family of Web sites.
Use of Your Personal Information
Atlantic American Employee Benefits collects and uses your personal information to operate the Atlantic American Employee Benefits Web site and deliver the services you have requested. Atlantic American Employee Benefits also uses your personally identifiable information to inform you of other products or services available from Atlantic American Employee Benefits and its affiliates. Atlantic American Employee Benefits may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Atlantic American Employee Benefits does not sell, rent or lease its customer lists to third parties. Atlantic American Employee Benefits may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Atlantic American Employee Benefits may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Atlantic American Employee Benefits, and they are required to maintain the confidentiality of your information.
Atlantic American Employee Benefits does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
Atlantic American Employee Benefits keeps track of the Web sites and pages our customers visit within Atlantic American Employee Benefits, in order to determine what Atlantic American Employee Benefits services are the most popular. This data is used to deliver customized content and advertising within Atlantic American Employee Benefits to customers whose behavior indicates that they are interested in a particular subject area.
Atlantic American Employee Benefits Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Atlantic American Employee Benefits or the site; (b) protect and defend the rights or property of Atlantic American Employee Benefits; and, (c) act under exigent circumstances to protect the personal safety of users of Atlantic American Employee Benefits, or the public.
HIPAA Notice of Privacy Practices
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule allows members the right to receive a notice that describes how individual health information may be used and/or disclosed and how to acquire access to this information. BFLIC is fully committed to its compliance with the Privacy Rule of HIPAA in safeguarding sensitive, Personal Identifiable Information about insureds, including identifiable health care and demographic data.
Atlantic American Employee Benefits is federally mandated to send a notice (Notice of Privacy Practices) to its insureds. You should be aware that your state law may afford additional access and amendment rights to you which differ from those granted by HIPAA. If you would like additional information concerning the collection and disclosure of protected health information and your rights under state law to access and amend such information, it will be furnished upon request. Please e-mail your request to: info@bflic.com.
This notice describes how medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully.
You have the right to: Get a copy of your health and claims records, Correct your health and claims records, Request confidential communication, Ask us to limit the information we share, Get a list of those with whom we’ve shared your information, Get a copy of this privacy notice, Choose someone to act for you, File a complaint if you believe your privacy rights have been violated.
You have some choices in the way we use and share information as we: Answer coverage questions from your family and friends, Provide disaster relief, Market our services and sell your information. We will follow your instructions when permissible by law.
We may use and share your information as we: Help manage the health care treatment you receive,Run our organization, Pay for your health services, Administer your health plan, Help with public health and safety issues, Do research, Comply with the law, Respond to organ and tissue donation requests and work with a medical examiner or funeral director, Address workers’ compensation, law enforcement, and other government requests, or Respond to lawsuits and legal actions.
To the extent we maintain Substance Use Disorder (SUD) patient records regulated under 42 CFR Part 2, those records receive heightened confidentiality protections. We will not use or disclose SUD patient records for civil, criminal, administrative, or legislative investigations or proceedings against you unless:
- You provide written consent, or
- A court issues an appropriate order AND a subpoena is provided.
We will also follow all other restrictions contained in Part 2 relating to redisclosure, patient rights, and use of SUD records.
We are legally required to maintain the privacy and security of your protected health information. We will notify you promptly of any breach that may compromise your information. We will follow the terms of this notice and provide you with a copy. We will not use or disclose your information without written permission unless required or permitted by law.
We may change this notice and apply the changes to all information we maintain. The updated notice will be available:
- On our website
- Upon request
- By mail, when required
Effective Date: February 16, 2026
Privacy Official: Thomas Eyre – Compliance Analyst
(404) 266 – 5602 teyre@bflic.com
Special State Law Protections:
If any applicable state laws provide stricter protections (e.g., mental health, HIV information), Bankers Fidelity will follow the more protective law.
Online Member Portal:
If you access your health information through our member portal, this notice also applies to information available through that system.
Use of Cookies
The Atlantic American Employee Benefits Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Atlantic American Employee Benefits pages, or register with Atlantic American Employee Benefits site or services, a cookie helps Atlantic American Employee Benefits to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Atlantic American Employee Benefits Web site, the information you previously provided can be retrieved, so you can easily use the Atlantic American Employee Benefits features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Atlantic American Employee Benefits services or Web sites you visit.
Security of your Personal Information
Atlantic American Employee Benefits secures your personal information from unauthorized access, use or disclosure. Atlantic American Employee Benefits secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Atlantic American Employee Benefits will occasionally update this Statement of Privacy to reflect company and customer feedback. Atlantic American Employee Benefits encourages you to periodically review this Statement to be informed of how Atlantic American Employee Benefits is protecting your information.
Contact Information
Atlantic American Employee Benefits welcomes your comments regarding this Statement of Privacy. If you believe that Atlantic American Employee Benefits has not adhered to this Statement, please contact Atlantic American Employee Benefits at sorlando@atlam.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.