Group Hospital Indemnity

Group Hospital Indemnity coverage from Atlantic American Employee Benefits offers a flexible plan design that provides benefits for expenses associated with a stay in the hospital due to a covered accident or sickness. These benefits can be used to help offset any out-of-pocket medical costs, such as deductibles and co-pays, as well as non-medical expenses incurred during recovery.

Our Voluntary Benefits

Product Highlights

  • Can help round out a benefit package and help employees protect against the added financial stress of being in a hospital while recovering from an accident or serious illness
  • Can help with expenses major medical plans may not cover
  • HSA-compatible plan covers hospital admission and confinement
  • Covers up to 30 additional benefits for non-HSA plans*
  • Coverage is customizable—decide who’s eligible to enroll, which plan(s) to offer and what additional 
coverage options to include
  • Observation room long stays covered (24 hrs or more)
  • Maternity coverage available
  • Benefits are paid directly to employees
  • Benefits are portable
*Benefits may vary by state.

Customize Your Plan

  • Employer-paid or voluntary
  • Choose which benefits to include
  • Flexible coverage amounts
  • Decide who’s eligible


Product Sheet