Group Short-Term Disability
Short-Term Disability coverage from Atlantic American Employee Benefits can help by providing benefits that can be used towards day-to-day expenses that occur during a period of disability, such as mortgage, food, utilities and daycare. Our Group Short-Term Disability product allows employers to develop a customized benefit offering that may aid employees and their families facing a disabling illness or injury. Having a solid backup plan in place is key to financial peace of mind.
Our Voluntary Benefits
Product Highlights
- Provides monthly benefit amounts in $100 increments from $300 up to $6,000 or 67% of income, whichever is less
- Flexible plan designs
- Monthly benefits, paid directly to the insured
- Generous Guaranteed Issue levels
- No reduction of benefits due to any other coverage
- Waiver of premium*
- Pre-existing credit for replacement of prior group coverage**
- Issue age rates
*Waiver of premium applied once the covered employee satisfies the elimination period and begins receiving disability benefit.
**Credit towards pre-existing condition limitation for the time covered under a prior Group Disability Income policy available.
Customize Your Plan
- Employer-paid or voluntary
- Choose which benefits to include
- Decide who’s eligible
- Self bill or list bill
- Benefit periods of 3, 6 or 12 months are available
- Available Accident/Sickness Elimination Periods (days): 0/7, 7/7, 0/14, 14/14, 30/30, 60/60
- Partial Disability Rider
- Limited Pre-Existing Condition Benefit Rider
- Family and Medical Leave Act (FMLA) Rider
- Job-Related Accident Only Disability Rider
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Product Sheet
